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The scheme to provide financial assistance to non-pensioner Ex-Servicemen (ESM) in a state of penury was started in year 1981 with an amount of Rs 100/- per month for a period of two years. Thereafter, it was increased to Rs 500/-pm for two years in 2007 and then changed into onetime grant of Rs 30,000/- for life-time. This was revised by the Management Committee of AFFD Fund in Oct 2011 and revised the onetime grant into a monthly grant of Rs 1,000/-.

Aim

The aim of this aid gratis is to provide a small measure of relief from total penury to a non-pensioner ESM up to rank of Hav/equivalent and their widow.

Financial Assistance

For Penury is provided at the rate of Rs.1000/- per month per head for life time from AFFD Fund.

Eligibility Conditions

The eligibility criteria are to be met to avail financial assistance under this scheme are as follows:-

    (a) Must be a non-pensioner ESM or his widow.
    (b) Should be of rank Havildar/equivalent from the Navy/AF and below.
    (c) Should be above age of 65 years.
    (d) Should be recommended by respective ZSB and RSB.
    (e) Details of bank account (in SBI/PNB only) and IFS Code.

Application Form

Application should be made in given form with recommendation of respective ZSWO & Secretary, RSB on it. A specimen form is enclosed. Copies of the following documents duly attested by ZSWO must accompany the application:-

    (a) Service Document/Discharge Book of ESM.
    (b) Age proof, if date of birth not given in the Service Document/Discharge Book.
    (c) Identity Card of ESM/Widows issued by ZSB.
    (d) Details of Bank A/c No (in PNB/SBI only) and IFS Code.

Channel of Application

Applications are required to be submitted by eligible ESM/widows at respective ZSB by 31 Mar or 30 Sep each year. ZSWO will scrutinize these applications and if found in order, forward them with soft copy of their data to concerned RSB. If found meeting QRs, RSB will forward all these applications by last day of the following month to the KSB Sectt for processing.

Processing of Applications

On receipt of applications at the KSB Sectt, these shall be processed by its Welfare Section in order of the date of their receipt. Such applications pertaining to AFFD Fund will be moved for approval of Competent Authority in one lot preferably on a quarterly basis.

Payment Procedure

After approval of the applications by the Competent Authority, the same will be processed for payment in batches of 200 applications by the Section. After verification of data, the Welfare Section will forward the batch list to the Accounts Section for making payments via ECS . The Jt Dir (Welfare) will display payment status of the approved applications on website(www.desw.gov.in).

Subsequent Grant

The Penury Grant, once approved by the Competent Authority, stands for life of the approved non-pensioner ESM or the widow. No fresh application will be required thereafter, however beneficiary must submit a 'life certificate' through respective ZSB once a year in the month of December for release penury grant in the following financial year. A specimen form of 'Life Certificate' is placed at Annexure 2 to this document. ZSWO will forward all such Life Certificates in one lot to KSB Sectt, by the following 15 January each year. All the cases of renewal will be put up to JD (Welfare) by 01 Mar, who will in turn obtain approval of Secy,KSB for continuation of the penury grant during next financial year. It may be noted that the financial assistance is non-transferable and will cease automatically upon death of the ESM or widow. It is the responsibility of respective ZSWO to inform the KSB Sectt regarding death of the beneficiary ESM/widow.

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Annexure-1

Annexure-2

PM’s Scholarship Scheme

01 June 2016
Published in General

Prime Minister’s Scholarship Scheme was introduced from the Academic year 2006-07 to encourage higher technical and professional education for the dependent wards of Ex-Servicemen / Ex-Coast Guard personnel and their widows (below officer rank only) and dependent wards / widows of Ex-Servicemen / Ex-Coast Guard personnel who died in harness due to causes attributable to Military Service / Coast Guard Service, irrespective of the rank.

A total number of 5500 scholarships are allotted in each academic year. Scholarships are equally divided amongst boys and girls. Scholarship for boys is Rs 2000 and girls is Rs 2250. Scholarships are allotted for a period of one to five years as per the duration of the course approved by the concerned regulatory body.

Eligibility

Dependent wards of Ex-Serviceman / Ex-Coast Guard and their widows (below officer rank only).Dependent Wards / widows of Ex-servicemen & Ex-Coast Guard who died in harness due to causes attributable to military service / coast guard service, irrespective of the rank.

Priority for Grant of Scholarship

Category 1 - Wards / widows of defence / Coast Guard personnel killed in action.

Category 2 - Wards of Ex-servicemen / Ex-Coast Guard disabled in action and boarded out of service with disability attributable to Military / Coast Guard service.

Category 3 - Wards / widows of defence / Coast Guard personnel who died while-in service for causes attributable to Military / Coast Guard service.

Category 4 - Wards / widows of ESM / Ex-Coast Guard personnel disabled in service with disability attributable to Military / Coast Guard service.

Category 5 - Wards of ex-servicemen / Ex-Coast Guard in receipt of gallantry awards.

Category 6 - Wards of ex-servicemen / Ex-Coast Guard (PBOR).

Eligible Courses

Professional Degree Courses like BE, B Tech, BDS, MBBS, B Ed, BBA, BCA, B Pharma, etc. duly recognized by the respective Government Regulatory Bodies, such as All India Council for Technical Education, Medical Council of India, UGC. (Master Degree Courses are not eligible for PMSS except MBA, MCA). Students studying abroad are not eligible for this scheme. Students getting stipend for the Professional Degree Courses are also not entitled. No distance learning course is permitted under PMSS. PMSS can be availed for one course only.The facility under PMSS is restricted for first Professional Degree Course only, such as B Ed but not for BA+B Ed, also for LLB not for BA+LLB. In case of integrated ME / M Tech / M Pharma, initial three / four years degree will be given.

Scholarship for Integrated Courses

The facility under PMSS is restricted for first Professional Degree Course only, such as B Ed but not for BA+B Ed, also for LLB not for BA+LLB. In case of integrated ME / M Tech / M Pharma, initial three / four years degree will be given.

Minimum Eligible Marks in MEQ

Minimum educational qualification (MEQ) for entry to different professional course is different e.g. for MBBS and B E it is 10+2 where as it is graduation for B Ed and MBA. A candidate must have minimum 60% marks in MEQ to be considered for scholarship.Applications will be short listed based on Ex-servicemen / Ex-Coast Guard category and percentage of marks obtained in minimum entry qualification (MEQ).

How to Apply For Scholarship

One candidate is required to submit only one application form for one course. In case any candidate submits application for more than one course, both the applications will be rejected. The list of documents to be attached with Application is as follows:

  • Extract of Ex-servicemen / Ex-Coast Guard discharge book as per specimen.
  • Matriculation certificate duly self attested.
  • Minimum Entry Qualification certificate duly attested. (10+2 Mark-Sheet or full Graduation Mark-Sheet which ever is applicable)
  • Bonafide studentship certificate from College in original as per specimen.
  • In case claiming priority under category 1 to category 5, supporting documents for the same to be attached.

Renewal of Scholarship

Candidate shall submit a Renewal Form, Bonafide Certificate (as per Specimen) duly signed by the Principal / Dean / Registrar of the institution / college directly to the KSB Sectt for renewal of scholarship for the subsequent academic year.

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This scheme to provide financial assistance to ESM and their widows for helping them in educating their wards was started in 1981 with an amount of Rs 15/- per child per month for a maximum of three children up to Class XII. This scheme was last revised in Oct 2011 into a monthly grant of Rs 1000/- per month per child (for maximum two children) up to graduation and also for widows to pursue Post Graduation degree.

Aim

Aim of this scheme is to provide scholarship to up to a maximum of two dependent children of ESM or their widows, up to the ranks of Havildar in the Army and equivalent in the Navy and Air Force, and to widows for post graduation degree course.

Financial Assistance

For education is provided out of AFFD Fund @ Rs.1000/- per month per head (up to max two children) of eligible ESM and their widows, for the previous academic year, payable in one installment in a financial year. This is applicable for classes 1 to 12 of school and undergraduate classes of a degree college. This grant is also admissible to widows who wish to pursue 2-year post graduate degree. This grant is not applicable for any of the professional or technical courses/degrees.

Eligibility Conditions

The following criteria must be fulfilled to avail this grant:-

    (a) Applicant must be an ESM/ widow/Orphan dependent.
    (b) Should be of rank Havildar/equivalent and below.
    (c) The child should have passed the previous class.
    (d) Should be recommended by respective Zila Sainik Board (ZSB).
    (e) Should not be drawing education allowance from the State or his Employer.

Application Form

Application should be made on the prescribed application form with recommendation of concerned Zila Sainik Welfare Officer (ZSWO) on it. A specimen application form is placed as Annexure 1. Copies of the following documents duly attested by the respective ZSWO must accompany the application:-

    (a) Complete Discharge Book/Documents.
    (b) ESM or Widow I-Card issued by respective ZSB.
    (c) Mark-sheet / School Progress Card of child/children.
    (d) Part –II Order mentioning names of the child(ren) for which grant is sought or the reshould be a proper entry to this effect in the Discharge Book/Documents.
    (e) A certificate from applicant saying that he/she has not taken any money/grant from the state or present employer in the form of education allowance or scholarship.
    (f) Details of Bank A/c No (in PNB/SBI only) and IFS Code.
    (g) Aadhar Card copy.

Channel of Application

The application for the just concluded academic year must be submitted by an eligible ESM / their widows to respective ZSB in the month of May for non-board classes, in Jul for the board classes 10th & 12th and in Aug for under-graduate course students. ZSWO will scrutinize the applications and if found correct, will forward (hard copy and its requisite data in digital form) directly to the KSB Sectt by 31 July, 30 Sep and 31 Oct respectively for payment in the current financial year.Old cases will not be accepted.

Processing at KSB

On receipt at the KSB Sectt, the applications will be filed in order of receipt. The Section-in-Charge will assign them file to the designated clerk who will enter/check data of the applications into computer. Another clerk will be designated to check correctness of the entries and eligibility of applicants. Section-in-Charge will also check the same and put up toJD(Welfare). Such applications in a lot pertaining to AFFDF will be moved for approval of the competent authority preferably on a quarterly basis.

Payment Procedure

After approval of the applications, the same will be processed for payment by the Welfare Section. After verifying the service number, name, bankers, IFS Code and account number of the applicants, Welfare Section will forward the approved list to the Accounts Section for payments, which will release the payments via ECS to the beneficiaries.

Subsequent Grant

Fresh application is required to be made for all the subsequent academic years provided the child(ren) has/have satisfactorily advanced to the next class.Subsequent application should also be submitted through ZSB in the month of May. ZSB will forward all the applications to KSB Sectt by 31 July (and 30 Sep for the college students) each year for consideration in the current financial year.

Jt Dir (Welfare) will put up the list of approved applicants and their payment status whenever made on to the website (www.desw.gov.in)

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Annexure-1

This scheme provides financial assistance to Pensioner/Non-Pensioner Ex-Servicemen (ESM) up to the rank of Havildar or equivalent in the Navy/Air Force. The scheme was started in way back in the year 1981 with an amount of Rs 3,000/- per daughter. This was revised in May 2007 to Rs 16,000/- per head and applicable up to two daughters.

Aim

The aim of this aid gratis is to provide financial assistance to ESM or widows up to the rank of Havildar for marriage of their daughters.

Financial Assistance

Paid out of AFFDF is provided for marriage of daughters of an eligible ESM or widow and remarriage of widows, at a rate of Rs.16,000/- per daughter (maximum two).

Eligibility Conditions

The following criteria must be fulfilled:-

    (a) Applicant must be an ESM or his widow.
    (b) Should be of rank Havildar & below.
    (c) The daughter should be above 18 years of age.
    (d) Should be recommended by respective ZSB.
    (e) Should not have obtained any financial grant for this purpose from State/Service.

Application

Application should be made on the prescribed application form with the recommendation of respective Zila Sainik Welfare Officer (ZSWO) on it. A specimen application form is placed at Annexure 1. Copies of the following documents duly attested by respective ZSWO must accompany the application:-

    (a) Discharge Book/Document (must have entry regarding daughter).
    (b) Proof of Age of the daughter.
    (c) Proof of Marriage - Certificate from Registrar/Village Sarpanch.
    (d) A Certificate from Applicant that he/she has not taken any money / assistance / grant from respective State Govt / Services towards the daughter's marriage.
    (e) Details of Bank A/c No (in PNB/SBI only) and IFS Code.

Channel of Application

The application must be submitted by eligible ESM/widow sat the respective ZSB immediately on solemnization of the marriage. ZSWO will scrutinize the application and if found correct, it will forward (hard as well as soft copies) along with supporting documents on a monthly basis to the KSB Sectt for payment. The old cases of this scheme will not be entertained.

Processing at KSB Sectt

On receipt in the Welfare Section at KBS Sectt, application will be processed in order of receipt. The Section-in-Charge will assign these applications to a particular clerk, who will enter desired data from the applications onto computer. Another clerk will be designated to check correctness of the entries. The Section-in-Charge will verify the same and put up the printed list of eligible applicants to JD(Welfare). Such applications pertaining to AFFDF will be moved for sanction of the competent authority in one lot preferably on a quarterly basis.

Payment Procedure

After approval of the cases, the approved cases will be processed for payment by the Welfare Section. After verifying the service number, name, bankers, account number and IFS Code, the Welfare Section will forward the batch-list to the Accounts Section for online payment, who will make the payment directly to the beneficiaries via ECS or by an account payee cheque as applicable.

Subsequent Grant

Fresh application is required to be made for marriage grant for second daughter (if any) as per the above procedure and timeline.

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Annexure-1

The Ex-Servicemen (ESM), like all men in society, are also prone to misfortunes. In an unfortunate event of his child born deformed or later disabled due to accident /natural causes / disease, his capacity to deal with the misery is comparatively lower than the others in the society. In such a scenario, it is the responsibility of the organization to assist ESM in looking after his disabled child and provide them some help to resettle in life. The scheme to provide financial assistance to those ESM who are without any other source of income and in a state of penury, was started in 2007 with an amount of Rs 500/- per month. This rate was last revised on file in Oct 2011 with an amount of Rs 1,000/- per month.

Aim

The aim of this aid gratis is to provide a small measure of relief to 100% disabled children of ESM.

Financial Assistance

For the disabled child out of AFFD Fund will be provided at a rate of Rs.1000/- per month payable on monthly basis during the financial year.

Eligibility Conditions

The following criteria must be fulfilled:-

    ((a) Child must be a legitimate offspring of ESM/Widow.
    (b) ESM should be of the rank of Havildar/equiv of the Navy/Air Force and below.
    (c) The child should be 100% disabled.
    (d) Should not be in receipt of any disability benefit from any official agency.
    (e) Should be recommended by respective Zila Sainik Board (ZSB).

Application

Application should be made on the prescribed application form with recommendation of Zila Sainik Welfare Officer (ZSWO) on it. A specimen application form is placed at Annexure 1 to this page. Copies of the following documents duly attested by ZSWO must accompany the application:-

    (a) Photocopy of Discharge Book (must have entry regarding child).
    (b) ESM and Dependent Identity Card issued by ZSB.
    (c) 100% disability certificate issued by Military / Govt hospital.
    (d) Details of Bank A/c No (in PNB/SBI only) and IFS Code.

Channel of Application

The application must be submitted by an eligible ESM / widow athis or her respective ZSB by 31st Dec of the year. The ZSWO will scrutinize the application and if found correct in all respects will forward (a hard copy as well as in digital format) it through his RSB to KSB by 31st Jan of the year for further processing and the case to be considered in the current financial year.

Processing at KSB Sectt

On receipt in the Welfare Section, the AFFDF applications will be filed in order of receipt in batches of 200 each. The Section-in-Charge will assign this file to a particular clerk who will enter the desired data from applications onto the computer. Another clerk will be designated to check correctness of the entries. The Section-in-Charge will verify the same and put up the printed list for approval of JD(Welfare). Such applications pertaining to AFFDF will be moved for sanction of the competent authority in one lot, preferably on quarterly basis.

Payment Procedure

After the application has been approved, the same will be processed for payment in batches of 200 applications by the Welfare Section. After verifying the service number, name, bankers, IFS Code and account number, the Welfare Section will forward the batch list to Accounts Section for payment, which will make the payment directly via ECS or by an account payee cheque.

Subsequent Grant

Disabled Child Grant, once approved, stands for the duration of eligibility. However, every year a "Life Certificate” (as per the format attached) and "DisabilityCertificate” on the Govt prescribed format, need to be submitted through the respective ZSB by 15Jan for the grant to be continued in the next financial year. All the cases of renewal will be put upto JD (Welfare) by 01 Mar, who will in turn obtain the sanction of the Secy, KSB for continuation of the financial assistance during next financial year.

The financial assistance is non-transferable and will cease automatically upon death of the beneficiary. It is the responsibility of ZSB to inform KSB Sectt regarding death of a beneficiary.

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    Annexure- 1    

    Annexure- 2

All the pensioners of Armed Forces have been provided medical cover compulsorily under ECHS wef 01 Apr 2008. However, non-pensioner ESM who were sent out of services early in their life due to organizational constraints or discharged at their own request have no such medical cover. With ever increasing costs of health care, it becomes extremely difficult for non-pensioner ESM to combat diseases especially in old age. At such age, medical expenses push such ESM into a state of poverty and loss of dignity. The scheme to provide financial assistance to non-pensioners, who are without any other sources of income and in state of penury,was started in year 1981 with an amount depending upon nature and gravity of ailment. This was last revised in May 2007 with onetime grant of Rs 30,000/-.

Aim

The aim of this aid gratis is to provide financial assistance to non-pensioner ESM or their widow to meet routine medical expenses during the year.

Financial Assistance

For the medical treatment out of AFFDF is provided up to a maximum of Rs.30,000/- per year per eligible ESM/widow, in a financial year. The expenditure incurred on treatment of various serious ailments is covered under a separate scheme.

Eligibility Conditions

The following criteria must be fulfilled:-

    (a) Applicant must be a non-pensioner ESM or his widow.
    (b) Should be of rank Havildar/equivalent and below.
    (c) Should be recommended by respective Zila Sainik Board (ZSB).
    (d) Expenditure must be incurred at recognized government hospitals at rates approved under CGHS/ ECHS.

Application

Application should be made in prescribed format with recommendation of ZilaSainik Welfare Officer (ZSWO) on it. A specimen application form is placed at Annexure 1. Copies of following documents duly attested by ZSWO must accompany the application:-

    (a) Discharge book/documents.
    (b) I-Card issued by ZSB is must both for ESM & widows.
    (c) Original medical bills countersigned by the attending doctor.
    (d) Hospital discharge summary countersigned by attending doctor.
    (e) A certificate from the applicant stating that he/she has not taken any money/grant from the State or present employer in the form of reimbursement or medical allowance.
    (f) Details of Bank A/c No (in PNB/SBI only) and IFS Code.

Channel of Application

The application must be submitted by an eligible ESM/widow at respective ZSB. ZSWO will scrutinize the application and If found correct, will forward all such applications (hard and soft copies) on a monthly basis to the KSB Sectt for processing.

Processing at KSB Sectt

On receipt in Welfare Section at KSB Sectt, the applications will be filed in order of receipt. The Section-in-Charge will assign these applications to a particular clerk to enter/check relevant data from the applications on computer. Another clerk will be designated to check correctness of the entries. The Section-in-Charge will verify the same and put up the printed list for approval of Jt Dir (Welfare). Such applications pertaining to AFFDF will be moved for sanction of competent authority in one lot, preferably on a quarterly basis.

Payment Procedure

After approval of the applications, list of the approved cases will be verified by the Welfare Section for payment. After verifying the service no, name, bank's IFS Code and Account number of beneficiaries, the Welfare Section will forward the approved list to the Accounts Section for payments, which will make the payments directly to the beneficiaries via ECS or by an account payee cheque.

Subsequent Grant

An applicant may apply for the medical grant again during the same year subject to the ceiling of Rs 30,000/- maximum in a financial year.

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Annexure 1

Because of limited financial resources available to an ESM or their widow or orphan, it is very difficult for them to repair their house when ravaged by natural calamity. In cases of wide spread natural calamities, State and Central Govts step in and provide financial assistance for rehabilitation and rebuilding. However, in case of the localized events like damage due to isolated landslide, such aid may not be forthcoming or timely. In order to provide some financial assistance for repair of house, a grant is provided by the KSB Sectt to eligible orphan daughter of all ranks and 100% disabled ESM/ widow. This scheme was started in 1981 with an amount of2,500/, which was revised in May 2007 to Rs 20,000/- .

Aim

The aim of this scheme is to provide financial assistance for repair of house to an orphaned daughter of all ranks and 100% disabled ESM/widow up to the rank of Havildar/equiv whose house has been damaged in natural calamity.

Financial Assistance

For the House Repair out of AFFDF is provided at a rate of Rs.20,000/- (max) to orphan daughter of all ranks 100% disabled ESM/widow of ESM upto the rank of Havildar / equivalent whose house is damaged by natural calamity.( payable in one installment).

Eligibility Conditions

The following criteria must be fulfilled:-

    (a) Applicant must be an orphan daughter of all ranks.
    (b) Should be 100% disabled ESM/widow upto the rank of Havildar/equivalent.
    (c) House should have been damaged as result of a natural calamity notified by the Centre/State Govts only.
    (d) Should be recommended by respective Zila Sainik Board (ZSB) and Rajya SainikBoard (RSB).

Application

Application should be made on prescribed format with recommendation of respective ZSWO on it. A specimen application format is placed at Annexure 1. Copies of following documents duly attested by ZSWO must accompany the application:-

    (a) Service Discharge Certificate/Book.
    (b) House Ownership Certificate.
    (c) Certificate from the State Govt/Revenue officials regarding cause of damage and estimated loss.
    (d) Notification issued by the Central or State Govt declaring that the damage is due to a natural calamity.
    (e) 100% Disability Certificate (for ESM/widow).
    (f) Death Certificate of parents (for orphaned daughter).
    (g) A certificate from applicant that he/she has not received any compensation or aid from the Govt for the damage.
    (h) Details of Bank A/c No (in PNB/SBI only) and IFS Code.

Channel of Application

The application must be submitted by eligible orphan daughter orESM / widow at his or her respective ZSB. ZSWO will scrutinize the application and If found correct in all respects, will it forward (hard copy as well as in digital format) to concern RSB. If found meeting QRs, RSB will forward it to the KSB Sectt for payment.

Processing at KSB

On receipt in the Welfare Section at KSB Sectt, the applications will be filed in order of their receipt. The Section-in-Charge will assign these applications to a particular clerk to enter/check relevant data from the applications onto computer. Another clerk will be designated to check correctness of the entries. The Section-in-Charge will also verify the same and put up printed list to Jt Dir (Welfare). Such applications pertaining to AFFDF will be moved for sanction of the Competent Authority in one lot, preferably on a quarterly basis.

Payment Procedure

After approval of Competent Authority, the applications will be processed for making payments. After verifying the ESM's service number, name, bank account no, bank's IFS Code and address, the Welfare Section will forward the approved list to Accounts Section to make the payments directly via ECS.

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Annexure 1

All pensioners of Indian Armed Forces have been provided medical cover under ECHS with effect from 01 Apr 2008. But, non-pensioners who were sent out of service at a nearly stage due to organizational constraints or discharged at own request, do not have such medical cover. With increased costs of health care, it is extremely difficult for the non-pensioner ESM to meet their expenses on treatment of serious diseases like cancer, renal failure and heart ailments in their old age.

Aim

The aim of this aid gratis is to provide financial assistance to a non-pensioner ESM of all ranks and widows to meet medical expenses related to treatment of approved/listed serious diseases like cancer, renal failure, knee replacement and heart surgery.

Financial Assistance

Financial assistance for treatment of the approved serious diseases mentioned at para 6 in this document is applicable to non-pensioner ESM of all ranks and widows subject to a maximum of Rs 1,25,000/- per year and for treatment of cancer/dialysis subject to a maximum of Rs 75,000/- per annum as follows:-

(a) For Non-Pensioner Officers/Widows. 75% of total expenditure incurred on medical treatment, hospitalization, medicines etc.
(b) For Non-Pensioner other Ranks/Widows. 90% of total expenditure incurred per annum on medical treatment, hospitalization, medicine etc.

Eligibility Conditions

The following criteria must be fulfilled:-

(a) Applicant must be a non-pensioner ESM or his widow.
(b) Should not be member of ECHS or availing AFMS facilities.
(c) Should be recommended by respective Zila Sainik Board (ZSB).
(e) Expenditure must be incurred at a approved govt hospital at the rates applicable under CGHS / ECHS.

Application

Application should be made on the prescribed application format with recommendation of concerned Zila Sainik Welfare Officer (ZSWO) on it. A specimen application format is placed Annexure 1. Copies of the following documents duly attested by ZSWO must accompany the application:-

(a) Complete Service Discharge Book/Documents.
(b) Photocopy of ESM / widow I Card.
(c) Original medical bills duly countersigned by attending doctor.
(d) Hospital admission and discharge report duly countersigned by hospital authority.
(e) A certificate from applicant that he/she has not taken any money/grant from the State Govt or present employer in the form of reimbursement or medical allowance.
(f) Details of Bank A/c No (in PNB/SBI only) and IFS Code.

List of Serious Diseases

List of the serious diseases are covered under this scheme:-

(a) Angiography & Angioplasty
(b) CABG. (l) Dialysis
(c) Open heart surgery
(d) Valve replacement
(e) Pacemaker Implant
(f) Cerebral stroke
(g) Prostrate surgery
(h) Joint replacement
(j) Renal failure
(k) Cancer

Treatment of other Diseases

In case the treatment of a serious disease which is not listed in this scheme-document, such application will be referred to DGAFMS for comment/recommendation to consider it for financial assistance for treatment of that disease, to ESM under this scheme.

Channel of Application

The application must be submitted by an eligible ESM/widow at respective ZSB. ZSWO will scrutinize the application and if found correct, will forward it directly to the KSB Sectt for payment.

Processing at KSB Sectt.

On receipt in the Welfare Section of KSB Sectt, applications,Section-in-Charge will assign the application to a particular clerk who will enter desired data from applications onto computer. Another clerk will be designated to check correctness of the entries.The Section-in-Charge will verify the same and put up the application in relevant file to JD(Welfare) who will get approval of Secretary, KSB on a monthly basis.

Payment Procedure

After approval of Secretary KSB, the application will be processed for payment by Welfare Section. After verifying the ESM's service number, name, banker's IFS Code and bank account number, the Welfare Section will forward the list of approved cases to Accounts Section for payment. The Accounts Section will process the list for payment directly to beneficiaries via ECS to the beneficiaries as applicable.

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Annexure 1

The Armed Forces personnel, by virtue of isolation imposed by the service conditions, generally remain cut off from society. The meager terminal benefits received on his retirement mostly are spent in acquiring a house. In such a case, worsened by uncooperative attitude of most agencies, they find it difficult to start off into a second career. Without a stable source of income, burdened with usual social and family responsibilities, when they become old age, most of ESM land up in a state of poverty. In the extreme cases, a widow of ESM borrows money for his last rites. To mitigate such a situation, a scheme for grant of money to a widow for funeral of her ESM husband was introduced. This scheme to provide financial assistance to widows of ESM was started in May 2007 with an amount of Rs 5,000/-.

Aim

The aim of this aid gratis is to provide financial assistance to a widow for the last rites of her ESM husband.

Financial Assistance

For funeral out of AFFDF is provided as onetime of Rs.5000/-.

Eligibility Conditions

The following criteria must be fulfilled:-

(a) Applicant must be widow of an ESM.
(b) Should be of rank Havildar & below.
(c) Should be recommended by respective ZSB.
(d) Should not have taken money from ADLRS (Army/Navy/AF) for the funeral.

Application

Application should be made on the prescribed application format with recommendation of the Zila Sainik Welfare Officer (ZSWO) on it. A specimen application form is placed at Annexure 1. Copies of the following documents duly attested by the concerned ZSWO must accompany the application:-

(a) Complete Service Discharge Certificate/Book.
(b) Death Certificate issued by the Competent Authority.
(c) Widow I-Card issued by concerned ZSB.
(d) A certificate from widow stating that she has not availed ADLRS assistance.
(e) Details of Bank A/c No (in PNB/SBI only) and IFS Code.

Channel of Application

The application must be submitted by an eligible widow at her respective ZSB at the earliest. The ZSWO will scrutinize the application and if found correct in all respects, will forward it (hard copy as well as soft copies) along with other applications on a monthly basis, direct to KSB Sectt for payment. Old cases will not be entertained.

Processing at KSB Sectt.

On receipt in the Welfare Section, these applications will be filed in order of receipt. The Section-in-Charge will assign this file to a particular clerk who will enter the desired data from the applications onto the computer. Another clerk will be designated to check correctness of the entries. The Section-in-Charge will verify the same and put up the printed list to JD(Welfare) for approval. Such applications pertaining to payment from AFFDF will be processed for approval of competent authority.

Payment Procedure

After approval of the Competent Authority, the approved list of applicants will be processed for payment by Welfare Section. After verifying the ESM's service number, name, bankers IFS Code and account number, the Welfare Section will forward the payment instructions to the Accounts Section, who will make the payments directly via ECS or by an account payee cheque.

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Annexure 1

Upto Maximum Rs 1.00 Lakh To War Widow/war Bereaved/war Disabled And Attributable Peace Time Casualties(all Ranks)

Background

KSB reimburses interest by way of subsidy on loan from banks for construction of house to War Bereaved, War Disabled and Attributable Peace time casualties. This scheme was started before 1991 with upper limit of Rs 70,000/- for eligibility of the grant of interest subsidy, even though the loan taken might be of a higher amount. 50% of the interest charged by the banks or Govt/Public Sector including LIC,GIC and HUDCO would be reimbursable as interest subsidy. This was revised in May 1991 with the upper limit of Rs 1,00,000/-.

Aim

The aim of this grant is to provide a small measure of relief to war bereaved, war disabled and attributable peace time casualties(all ranks).

Financial Assistance

Reimbursement of interest on loan taken from banks for construction of house to War Bereaved, War Disabled and Attributable Peace time casualties is provided out of AFFD Fund. The upper existing limit of Rs 1,00,000/- for eligibility of the interest subsidy, even though the loan taken may be of a higher amount . 50% of the interest charged by the banks or Govt/Public Sector including LIC, GIC and HUDCO would be reimbursable as interest subsidy.

Eligibility Conditions

The following criteria must be fulfilled:-

(a) This facility is applicable for War Bereaved, War Disabled and Attributable Peacetime casualties only.
(b) Interest subsidy is admissible up to maximum loan of Rs 1,00,000/- only even though the loan taken may be of a higher amount.
(c) Subsidy will be paid up to a maximum period of five years or the date of final repayment of loan whichever is earlier.
(d) 50% of the interest charged by bank or Govt/public sector including LIC,GIC,HUDCO would be reimbursable as interest subsidy.
(e) The interest subsidy would be payable half yearly direct to the applicant.

Application

Application should be made with recommendation of the concerned Zilla Sainik Board with the following information/documents:-

(a) Certificates from the concerned banker or reputed organizations in Govt/PSUs including LIC,GIC and HUDCO are as follows:-
(i) A certificate to the effect that there would be no change in the schedule of repayment.
(ii) A statement showing the amount of interest actually paid for the period covered under the claim.
(iii) A certificate to the effect that repayment of loan along with interest was regular.
(b) A copy of Ex-Servicemen Identity Card duly attested.
(c) A copy of Discharge Book duly attested.

Processing at KSB Sectt.

On receipt at KSB Sectt, the Account Section-in-Charge will assign the application to a designated clerk who will enter desired data from the applications in to computer. Another clerk will be designated to check correctness of the entries. The Section-in-Charge will verify the same and put up the case in relevant file for processing to JD(Account) who will obtain approval of Secretary, KSB.

Payment Procedure

After approval of Secretary, KSB, the application will be processed for payment by the Account Section. After verifying the ESM's service number, name, banker's IFS Code and bank account number, etc, the Account Section will issue payment instructions to the Accounts Section for payment to concerned ESM via ECS for procurement of toolkit.

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Annexure 1

Soldiers using social media to complain will be punished, says Army Chief

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